Tuesday, 10 November 2009

Be Prepared = Save Money

by Chiot's Run

Mr Chiots and I are savers. We hate to spend money, especially on things that can be avoided, like eating out. Restaurant food is expensive and often unhealthy. It's much cheaper and healthier to prepare food at home. That being said, there are times when it can't be avoided or times when you want to eat out. We do eat out on occasion and try to choose restaurants that serve healthy food. We have a set monthly budget for eating out, and if we do not spend it we transfer it to our vacation fund (which is also a deterrent to eating out, I'd prefer a weekend away to meals out).

Being Prepared

The main way we manage save money in this area, is by being prepared. We always carry water with us (in stainless steel water bottles), this helps us avoid the need to buy drinks if we get thirsty (and we can refill at a drinking fountain). We also carry apples with us wherever we go. Apples are the perfect portable snack, they're filling and you can eat them anywhere. We carry nuts and dried fruit as well and other quick snack foods that are high in protein and nutrition. Often a handful or two of nuts and an apple will keep you full until you can get home and eat a proper meal.

Apples

How do you remain prepared for those quick trips out? I keep a bag with snacks in it by the back door. We simply grab the bag on our way out. We always carry snacks even if we only plan to be gone for an hour or two. It's amazing how often you get behind or things don't go as planned and you end up being out longer than anticipated. If we are planning on being gone during a meal time I will often pack sandwiches and more substantial snacks.

Being Prepared

Another way we avoid eating out is by having quick meals at home. I always know that I have a few quick meal options that can be on the table within 15-20 minutes after arriving home. One of our favorite quick meals is homecanned tomato soup. Eggs also make the perfect quick meal, you can prepare them in all kinds of ways that are perfect for breakfast, lunch, or dinner. I often have soup or lasagne in the freezer and if I plan ahead I can thaw some out to be ready on short order.

Canning Tomato Soup

Despite our best efforts, we occasionally find ourselves out and about without snacks and starving. What do we do then? Sometimes we just eat out and enjoy it, we have money budgeted for this purpose. Sometimes we buy a small snack and then eat a meal when we get home. Sometimes we go to a grocery store and buy apples or bananas a healthy snack that's much cheaper than eating out. By doing this we save a lot of money and we eat more healthfully.

What strategies do you have for saving money on eating out?