Sunday, 9 January 2011

One Hundred Ways To Save Money in 2011 Part II

By: Notes From The Frugal Trenches

Part one of this series can be found here! Hopefully people found some helpful suggestions in the previous post, today I'll be looking at another 50 suggestions!

51. Keep 15% to 20% of your weekly grocery budget for stocking up on items when they are on sale.
52. See what you can produce/make {hats, scarves, gloves, soap, jams etc} and organize a swap with someone else whose items you need, such as someone who keeps chickens/hens and has eggs to give away.
53. Search for local farms and see what they sell in bulk, friends of mine buy gallons of wheat & honey for 20% of the cost the shops by purchasing it in very large quantities.
54. Can produce in the summer.
55. Buy bulk produce from farms in the summer and make pies, tomato sauce, crumbles, apple sauce, pear sauce. One year I made 18 apple pies,18 apple crisps and 12 peach pies and froze them!
56. Get your pets from rescue centres, my local centre charges $50 and that includes all the vaccines needed as well as neutering/spaying and micro chipping!
57. Keep a large stock of pet food, if you happened on lean times it is one less worry!
58. Consider getting pet insurance!
59. Learn to knit
60. Learn to sew
61. Learn to make your own shampoo & conditioner
62. Learn to make your own soap
63. Keep a list in your purse of household needs and always pop into second hand shops and/or garage sales to see if any of your items are available at a reasonable cost, but be strict with yourself no purchasing of anything that isn't on the list!
64. Ask your friends if they'd be willing to sell you the clothing their child has outgrown.
65. Organize a clothing swap with friends
66. Attend mom to mom sales and twin sales
67. Start a baby-sitting coop
68. Search for any shops the specialize in second hand furniture - I bought a wonderful couch and a fabulous retro chair for less than $100 {and they both look new!} at a wonderful charity shop that specializes in furnishings!
69. If you are buying new, always arrange to purchase items during the sales.
70. Do your research on prices pre sale {so you know if you are getting a good deal!}
71. Don't be afraid to ask for discounts on large purchases.
72. Consider buying the store model - I did this today as I needed a table, the table was $199 on sale but the sales person gave it to me for $50! $50 for a beautiful new table that was the store model {and it was right at the back of the store with very little traffic so is in great condition!}
73. If you don't have a good rapport with a sales person, go find another one or go back another day!
74. Ask the shops if they have any sales coming up!
75. Buy yourself gift cards, I purchase a couple of cards and put a balance of about $20 on them, this means on the rare occasion I choose to purchase a coffee {usually because I'm meeting a group of friends at a coffee shop} it doesn't cost me anything.
76. Ask for gift cards for Christmas gifts.
77. Get your DVD's from the library
78. Join a wool co-op if you knit
79. Keep lights turned off
80. In the evenings light candles
81. Keep your TV & computer off when not in use {and ensure the power is fully off and they aren't on standby}
82. Turn the tap off as you brush your teeth
83. Take quick showers
84. If you go to the gym or swimming shower there
85. Learn to love simple meals, like a baked potato with salad.
86. If you eat meat, make it an accompaniment to a meal not the main part of the meal!
87. Use nuts, seeds and beans to get protein
88. Shop around for medication, prices vary greatly
89. Ditch the make-up {or at least use bare bones!}
90. Ditch the perfume {or keep it only for special occasions}
91. Hang clothes up after you've worn them, this helps keep them looking nice & reduces the amount of washing you have to do
92. Find a cobbler and see if your shoes can be repaired rather than thrown out
93. Buy plants instead of flowers, they last for years!
94. Keep a tally book in your purse/handbag with average costs of items, this helps you know when something is worth stocking up on
95. Only allow yourself to go to the shops once a week at most
96. Suggest pot luck meals when getting together with friends and family
97. Volunteer - a great social activity at no cost!
98. Do your taxes - you never know when you'll get a refund!
99. Pay yourself each pay day - put a set amount of money into a long term account that you don't touch!
100. Get rid of your sense of entitlement - just because you work hard it doesn't mean you have a "right" to buy what you want. I ran a series about how damaging a sense of entitlement can be, part one is here, part two here and part three here.

In thinking about it, I think the greatest way to save money is to: enjoy life, find joy, search for beauty, commit to reducing your carbon impact, live purposefully and be thankful! The simple, green & frugal life is a beautiful life!

What are your tips for saving money?


Heather @ Significantly Simple said...

Great post! What I learned just today is to 'book' groceries online through a local store. You send your list, the store bags it and you select a pick up time. When I go pick up tomorrow at noon, I will pay and gather my bags. And I saved over $100 simply because I didn't wander the aisles picking up extra items not on my list! You learn something new every day... :)

rhonda jean said...

This is wonderful! So many great reminders here and in the first post about how to save. I'm going to link to this from my blog.

Heather Woollove said...

For help with #52...check out some of my blog posts. I write a 'process' blog for wet felting
and have lots of warm projects there!!

HAZEL said...

Great ideas. Some of them I do, some I do but could improve on and some new ideas to try. Thanks.

Mrs. J @ Road Less Traveled said...

Great post! We do many of the things you listed here in our own journey toward financial freedom and simplicity. We even shower at a gym (since we're there anyway), as you suggested!

Even with our frugal habits, we're constantly working to find new ways to live simply and/or save money. So thank you for your ideas!

sciencegeeka said...

I've been trying to live much more frugally that I have in the past, and one of the best tools that I've found is a site called (I've not affiliation with them). I've been able to see where my money is going for everything I've spent, and the guilt of having the site automatically tell me what I've spent on is keeping me honest.

Heather's Blog-o-rama said...

This is fantastic. Some of these tips I already use on a daily. Others were new to me..and I'll start using them!!! Oh, the one that really caught my eye was renting DVDs from the library. When I was unemployed and without a car, that was my main source of entertainment. I discovered lots of neat things that favorite being a series of vintage black/white movies...The Thin Man series of films about ahusband and wife team who solves mysteries :) :) Oh, do you have a link to your blog on Facebook? Love and hugs from Oregon, Heather :)

Dea-chan said...

59. Learn to knit/Crochet!

I feel that crochet is easier to learn -- only one implement, easy to undo, and you go further with ONE stitch than you do with knitting. Also, you can crochet anything that you can knit -- it may not always be the best choice for the project, but it can be done. On the flip side, knitting is not always the correct choice either!

Tiffany Jewelry said...

useful tips. saving money is my task this year. thank you.

Sofia said...

Thanks for the great tips! I've taken note of each one of them. We're a family that loves shopping so much. We love shopping in the malls here in Mississippi. Payday loans acquired by my sisters were sometimes used as "shopping ammo". Well, it's easy to get the loans because you can get them really fast. Cash advance, payday, car, unsecured, secured, or whatever type of loan, you can get so easily. From now on, we will only get the loans when we definitely need them.

Oh, by the way. In case you're wondering, even if we get these loans, we pay them back. We're a responsible bunch despite being the over-spenders.